95138 ZIP Code — San Jose, CA

Santa Clara County, California

ZIP code 95138 is located in San Jose, California, within Santa Clara County. It covers approximately 26.04 square miles and serves a population of 19,420 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 408/669.

About ZIP code 95138

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $1,277,100. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($189,359) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is high — 54% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 95138 reflects a community defined by a highly educated population and high homeownership.

19,420

population

26.04

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95138 ZIP code map

Cities in ZIP code 95138

Below are the cities the US Postal Service accepts for ZIP code 95138. Using any city not on this list may result in mail delivery delays.

City	Status
San Jose	Preferred

Nearby ZIP codes

95139 San Jose (2.2 mi) 95135 San Jose (2.2 mi) 95119 San Jose (3.1 mi) 95123 San Jose (5 mi) 95141 San Jose (5.4 mi) 95121 San Jose (5.5 mi) 95111 San Jose (5.8 mi) 95136 San Jose (6.2 mi) 95148 San Jose (6.2 mi) 95120 San Jose (6.6 mi) 95122 San Jose (8 mi) 95037 Morgan Hill (8.1 mi)

Demographics updated 06/2026

Population
Total population	19,420
Population density	746 / sq mi
State FIPS	06
County FIPS	085

Geography
Land area	26.04 sq mi
Water area	0.00 sq mi
Latitude	37.2482
Longitude	-121.7357
Timezone	Pacific (PT)
Area code	408/669

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	10.3%	19.3%	32.6%
$50k – $100k	13.7%	19.7%	27.7%
$100k – $200k	33.3%	31.0%	26.4%
Over $200k	42.6%	30.0%	13.3%

Demographics & statistics

19,420

Population

746

People per sq mi

38.4

Median age

$189,359

Median household income

$74,902

Per capita income

$1,277,100

Median home value

$2,830

Median monthly rent

84.2%

Home ownership

5.5%

Poverty rate

3.6%

Unemployment

4,824

Housing units

53.7%

Bachelor's or higher

Age distribution

Male Female

481

Under 5

455

690

5–9

653

784

10–14

741

885

15–19

838

670

20–24

634

971

25–34

918

1,559

35–44

1,475

1,688

45–54

1,597

753

55–59

712

541

60–64

512

597

65–74

565

196

75–84

185

164

85+

156

← Male

Female →

Age summary

Group	Count	%
Under 18	4,819	24.8%
18 and over	14,601	75.2%
65 and over	1,863	9.6%
Median age	38.4 years

Race & ethnicity

Asian 43.2%

White 19.6%

Hispanic or Latino 15.1%

Two or more races 12.1%

Other race 4.8%

Black or African American 3.8%

American Indian / Alaska Native 1.3%

Group	Count	%
Asian	9,895	43.2%
White	4,479	19.6%
Hispanic or Latino	3,461	15.1%
Two or more races	2,764	12.1%
Other race	1,103	4.8%
Black or African American	877	3.8%
American Indian / Alaska Native	302	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	10.3%	19.3%	32.6%
$50k – $100k	13.7%	19.7%	27.7%
$100k – $200k	33.3%	31.0%	26.4%
Over $200k	42.6%	30.0%	13.3%

Under $10k 1.5%

$10k–$15k 0.5%

$15k–$25k 2.2%

$25k–$35k 2.4%

$35k–$50k 3.6%

$50k–$75k 6.8%

$75k–$100k 5.1%

$100k–$150k 15.6%

$150k–$200k 14.7%

$200k+ 47.8%

Range	% of households
Under $10k	1.5%
$10k–$15k	0.5%
$15k–$25k	2.2%
$25k–$35k	2.4%
$35k–$50k	3.6%
$50k–$75k	6.8%
$75k–$100k	5.1%
$100k–$150k	15.6%
$150k–$200k	14.7%
$200k+	47.8%
Median income	$189,359

Housing

Home values

Under $50k 1.3%

$50k–$100k 0.8%

$100k–$150k 2.0%

$150k–$200k 1.4%

$200k–$300k 8.5%

$300k–$500k 1.4%

$500k–$1M 13.8%

$1M+ 70.8%

Housing overview

Metric	Value
Median home value	$1,277,100
Median rent / month	$2,830
Owner occupied	84.2%
Renter occupied	15.8%
Vacant	2.1%
Single-family detached	67.3%
Large apartment buildings	1.9%
Mobile homes	11.0%
Median rooms	6.7
Avg household size (owned)	3.27

Year built

Era	%
2020 or later	0.0%
2010–2019	2.2%
2000–2009	21.4%
1990–1999	50.0%
1980–1989	15.3%
1970–1979	9.1%
1960–1969	1.1%
1950–1959	0.3%
1940–1949	0.0%
1939 or earlier	0.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	1.3%
2 bedrooms	16.3%
3 bedrooms	27.2%
4 bedrooms	39.0%
5+ bedrooms	15.9%

Vehicles per household

Vehicles	% of households
No vehicle	2.5%
1 vehicle	18.9%
2 vehicles	39.3%
3 or more	39.4%

Heating fuel

Fuel type	%
Utility gas	74.7%
Electricity	20.3%
Propane / LP gas	0.9%
Solar	2.9%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	3,573	64.0%
Cohabiting couple	372	6.7%
Male householder, no spouse	479	8.6%
Female householder, no spouse	1,163	20.8%
Households with children under 18	2,550	45.6%
Households with seniors (65+)	1,280	22.9%
Average household size	3.46

Marital status

Status	Male	Female
Never married	40.4%	33.4%
Married	53.8%	48.5%
Separated	0.5%	1.8%
Widowed	1.1%	5.7%
Divorced	4.2%	10.6%

Education

Less than 9th grade 5.2%

Some HS, no diploma 5.8%

HS graduate 14.4%

Some college, no degree 14.1%

Associate's degree 6.8%

Bachelor's degree 30.0%

Graduate / professional 23.8%

Metric	%
HS diploma or higher	89.0%
Bachelor's or higher	53.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	327	5.5%
Kindergarten	332	5.6%
Elementary school	2,115	35.5%
High school	1,594	26.7%
College / grad school	1,598	26.8%

Employment

Industry of employment

Professional & management 20.6%

Manufacturing 17.8%

Education & healthcare 17.7%

Retail trade 10.1%

Finance & real estate 7.4%

Arts, food & hospitality 6.4%

Information 5.2%

Other services 5.2%

Transportation & utilities 3.3%

Public administration 3.0%

Construction 2.7%

Wholesale trade 0.5%

Occupation

Category	%
Management, business & arts	59.1%
Service	11.0%
Sales & office	15.6%
Natural resources & construction	5.7%
Production & transportation	8.5%

Employment type

Type	%
Private sector	85.4%
Government	9.5%
Self-employed	4.8%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	68.0%
Carpool	12.6%
Public transit	2.7%
Walk	0.5%
Work from home	14.8%
Other means	1.5%
Avg commute (minutes)	32.7

Poverty

All people 5.5%

Under 18 years 7.0%

18 and over 5.0%

Married-couple families 3.1%

Female-led households 4.1%

Income support

Source	% of households
Social Security	19.5%
Retirement income	15.0%
Supplemental Security	3.0%
Cash public assistance	1.1%
Food stamps / SNAP	5.3%

Health indicators

Condition	%
Obesity	19.6%
High blood pressure	20.9%
High cholesterol	25.7%
Diabetes	7.5%
Heart disease	3.1%
Stroke	1.6%
Asthma	7.6%
Arthritis	13.6%
Kidney disease	1.7%
Pulmonary disease	3.0%
Cancer	4.0%

Behavior / access	%
Smoking	8.4%
Binge drinking	16.6%
No physical activity	16.7%
Less than 7 hrs sleep	28.6%
Depression	12.5%
Fair or poor health	8.9%
Poor mental health	11.3%
Poor physical health	6.4%
No health insurance	8.4%
Visited doctor (checkup)	63.4%
Visited dentist	68.2%
Cholesterol screening	91.8%
Teeth loss	5.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	213	1.5%

Disability	%
Any disability	6.6%
Under 18	4.2%
18–64 years	4.2%
65 and over	29.5%

Health insurance coverage

Type	%
Private insurance	75.6%
Public insurance	24.7%
No insurance	4.6%
Uninsured under 19	1.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,484	95.2%
Spanish	3,117	16.9%
Other Indo-European	675	3.7%
Asian & Pacific Islander	261	1.4%
Other languages	2,121	11.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,502	59.2%
Born in same state	11,212	57.7%
Born in different state	9,557	49.2%
Foreign born	290	1.5%
Naturalized citizen	7,918	40.8%
Not a US citizen	5,512	69.6%

Ancestry

Ancestry	Count	%
Italian	691	3.6%
Arab	450	2.3%
French	280	1.4%
English	145	0.7%
Dutch	132	0.7%

Ancestry	Count	%
Polish	73	0.4%
Irish	41	0.2%
Norwegian	21	0.1%
German	10	0.1%

Technology access

Metric	% of households
Computer access	28.8%
Internet access	98.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95138

What city is ZIP code 95138 in?

ZIP code 95138 is primarily assigned to San Jose, California.

What county is ZIP code 95138 in?

ZIP code 95138 falls within Santa Clara County, California.

How educated is the population of ZIP code 95138?

54% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 95138 mostly owner-occupied?

84% of occupied units in ZIP code 95138 are owner-occupied, well above the national average.

What is the median household income in ZIP code 95138?

The median household income in ZIP code 95138 is $189,359, above the national median of ~$75,000.

What is the typical home value in ZIP code 95138?

The median home value in ZIP code 95138 is $1,277,100.

What timezone is ZIP code 95138 in?

ZIP code 95138 observes the PST timezone.